welcome to Soo Line Credit Union
 

Loan Rates are effective as of January 24, 2017*

*Effective dates are correct as of the previous business day. Rates are subject to change without notice. Call any of our SLCU offices at 952-895-5277, 763-569-9977, 320-634-0020 or toll-free 877-634-0020 for current rates or additional information.

  Annual Percentage
Rate

Vehicle, Motorcycles, RV,
Motor Home, Larger Boats
and Other Titled Collateral

Up to 36 Months as low as 2.09%
Up to 48 Months as low as 2.29%
Up to 60 Months as low as 2.29%
Up to 72 Months as low as 2.79%
For Boats, RVs, and Motor Homes
Up to 84 Months as low as 5.09%
Up to 120 Months as low as 9.10%
Above rates INCLUDE 0.25% discount with automatic payment & .25% discount with 10% down of purchase price.

Snowmobiles, ATVs, Small Boats
and Other Untitled Collateral

Up to 36 Months as low as 3.09%
Up to 48 Months as low as 3.29%
Up to 60 Months as low as 3.29%
Up to 72 Months as low as 3.79%
Up to 84 Months as low as 6.09%
Up to 120 Months as low as 10.10%
Above rates INCLUDE 0.25% discount with automatic payment & .25% discount with 10% down of purchase price.

Unsecured Installment

Up to 24 Months as low as 9.75%
Up to 36 Months as low as 10.75%
Up to 48 Months as low as 11.75%
Up to 60 Months as low as 12.75%
Above rates INCLUDE 0.25% discount with automatic payment.

Share Secured

Up to 36 Months 2.50%

CD Secured

Up to 60 Months 2.00% over CD Rate

VISA Credit Card

  as low as 8.90%

Line of Credit Loan

attached to checking account 16.00%

Revolving Line of Credit Loan

not attached to checking account 16.00%

*Rates quoted "as low as" are based on applicant's credit score.
Prime rate is 3.25% as reported in the Wall Street Journal.

 

Real Estate and Home Equity Loans

  Annual Percentage Rate
Fixed Rate Home Equity Loans
  Up to 60 Months
  61-120 Months
  121-180 Months
 
as low as 3.50%
as low as 4.60%
as low as 5.10%
  • Refinancing available on SLCU Home Equity funds with an additional $5000 of new money.

  • LTV ranges from 60% to 80% based on earned rate.

  • Minimum new money $5,000.

  • Fixed Rate Home Equity Floor = 3.50% APR

Variable Rate Home Equity Loans
   Up to 180 Months
as low as 3.50%
  • Rates may change semi-annually on January 1 & July 1; 5 year draw period,
    Minimum initial draw - $3000; subsequent draws - $1000 or available credit whichever is less.

  • HELOC Floor - 3.50% APR; Maximum 18.00% APR
    Maximum - $200,000; minimum $5,000.

  • LTV ranges from 60% to 80% based on earned rate.

  • Rate includes .25% discount for automatic payment.

 

For more information about loans, call Soo Line Credit Union at 952-895-5277 or toll-free at 1-877-634-0020. Or, contact one of our Loan Officers directly. 

 

   
     


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Soo Line Credit Union